Variable APR as low as 11.50% based on creditworthiness
No annual fee
No foreign transaction fees
Special deployment/PCS rate for eligible military members
You will continue to explore our website
Introducing the USAA Advantage Credit Card, a trusted financial companion designed specifically for those living in the United States.
This card offers competitive interest rates and valuable rewards to help you make the most of your everyday spending.
With features tailored to support smart financial management, the USAA Advantage Credit Card empowers you to build a brighter financial future.
Explore how this card can seamlessly integrate into your financial lifestyle, offering both convenience and security.
When you use the USAA Advantage Credit Card, you may enjoy a variable Annual Percentage Rate (APR) starting as low as 11.50%.
This means that if you have a strong credit profile, your borrowing costs could be lower compared to other cards.
A lower APR can save you money on interest, especially if you need to carry a balance from month to month.
By reducing your overall interest payments, you can pay down your balance faster and keep more money in your pocket.
The USAA Advantage Credit Card does not charge an annual fee, which can provide significant savings over time.
With no yearly cost just to maintain the card, you're free to use it without worrying about additional expenses.
This benefit is particularly useful if you prefer to have multiple credit cards for various needs without incurring annual costs.
A no-fee structure allows you to take full advantage of the card's features and rewards while maximizing your financial flexibility.
You will continue to explore our website
Traveling abroad can be costly, but with the USAA Advantage Credit Card, you won't face foreign transaction fees.
Many credit cards charge additional fees when you make purchases in other countries, but this card keeps your international payments straightforward and economical.
Imagine enjoying a vacation in Europe or Asia without worrying about extra costs on everyday purchases like dining or shopping.
This benefit makes it easier for frequent travelers or military families stationed overseas to manage their finances effortlessly.
The USAA Advantage Credit Card offers a special rate for eligible military members during deployments or Permanent Change of Station (PCS) moves.
This feature acknowledges the unique financial challenges faced by military personnel and helps ease the transition when duty calls.
If you're headed on deployment or moving to a new base, your credit card rate adjusts to reflect these circumstances, ensuring you pay less interest.
This supportive feature can significantly reduce financial stress during critical and busy periods of military life.