How to Apply for Bank of America Travel Rewards Credit Card Online

Applying for a credit card can be an intimidating process, but the Bank of America Travel Rewards Credit Card makes it as simple as booking your next flight. This card is tailored for travel enthusiasts and offers a host of benefits that transform your getaway dreams into reality. With every purchase, you can earn unlimited 1.5 points per dollar, with no annual fee, enabling you to build your travel fund effortlessly. Imagine planning a relaxing vacation while accumulating rewards without the hassle of blackout dates. The card’s remarkable introductory offer allows you to save on interest, adding value to your journey from the get-go. Moreover, since it’s a Visa card, you’re covered worldwide, ensuring peace of mind during your travels. To unlock these benefits, you can apply online swiftly, making this card a convenient gateway to numerous adventures. Let’s dive into the step-by-step process to smoothly navigate through your application.

Benefits of the Bank of America Travel Rewards Credit Card

Unlimited 1.5 Points Per Dollar on All Purchases

One of the standout features of the Bank of America Travel Rewards Credit Card is its unlimited earning potential. You earn 1.5 points for every dollar you spend on purchases, without any caps or restrictions. This means whether you’re buying groceries, dining out, or booking a flight, you accumulate points seamlessly. As an example, if you spend $1,000 in a month, you will earn 1,500 points.

Tip: Use your card for everyday purchases and auto-pay bills to maximize your point earnings effortlessly.

No Annual Fee

Having a credit card with no annual fee means more money stays in your pocket. The Bank of America Travel Rewards Credit Card provides this benefit, making it a cost-effective option for budget-conscious travelers. Unlike some credit cards where fees can offset rewards, every point you earn here directly benefits you without any annual cost.

Tip: Consider this card if you’re looking for value without the burden of annual fees, especially if you travel occasionally and want to keep expenses low.

No Foreign Transaction Fees

When traveling abroad, unexpected fees can add up quickly. Thankfully, this card doesn’t charge foreign transaction fees, which are typically 1% to 3% of your purchase amount with other cards. This makes your international spending more predictable and budget-friendly.

Tip: Always choose to pay in the local currency for the best exchange rates and to maximize savings on foreign purchases with your card.

Introductory Offer

A generous introductory offer can significantly increase the value you get from a credit card. The Bank of America Travel Rewards Credit Card often provides such offers, like earning bonus points if you meet a specific spending threshold within the first 90 days. This means getting a head start on accumulating points towards your next travel adventure.

Tip: Plan your large purchases or essential expenses during the introductory period to hit the minimum spend required for bonus points.

SEE HOW TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

Requirements for the Bank of America Travel Rewards Credit Card

• A good to excellent credit score is crucial for approval. Typically, a score of 670 or higher is preferred. This indicates you have a reliable history of managing credit responsibly, which is essential for obtaining this card.
• Proof of steady income is often required. You’ll need to show that you have a reliable source of income to ensure you can handle monthly credit card payments. Examples include recent pay stubs or tax returns for self-employed individuals.
• A valid Social Security Number is necessary to verify your identity and assess your credit history in the U.S. Without this, it could be challenging to evaluate your creditworthiness.
• Being at least 18 years old is a standard requirement for applying for a credit card. This ensures you are of legal age to enter into a binding financial agreement.
• A U.S. residential address is needed for correspondence and verification purposes. This means you must reside in the United States to apply for this card.

SIGN UP TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

How to Apply for the Bank of America Travel Rewards Credit Card

Step 1: Visit the Bank of America Website

To begin the application process for the Bank of America Travel Rewards Credit Card, start by visiting the official Bank of America website. Navigate to the credit card section, where you’ll find a variety of options available. Look for the Travel Rewards Credit Card, which is designed specifically for those who wish to earn rewards on travel expenses.

Step 2: Review Eligibility Requirements

Before diving into the application, take a moment to ensure you meet the eligibility requirements. Generally, you’ll need to have a good credit score. It’s also a good idea to gather your personal information, such as Social Security number, income details, and employment status, which will be required during the application process.

Step 3: Fill Out the Online Application

Once you’ve confirmed your eligibility, click on the application link for the Travel Rewards Credit Card. Fill out the online application form by entering your personal and financial information accurately. Double-check all fields to avoid errors, as any mistakes may delay the processing of your application.

Step 4: Submit Your Application

After you’ve completed the application form, review all your entries one last time. When you’re ready and everything looks good, click the submit button to send your application to Bank of America for review. You should receive a confirmation that your application has been submitted successfully.

Step 5: Wait for Approval

Once submitted, the bank will process your application and assess your creditworthiness. This might take some time, so be patient. If approved, you will receive your Bank of America Travel Rewards Credit Card in the mail, along with important information about your credit limit and rewards benefits.

SIGN UP TO GET YOUR BANK OF AMERICA TRAVEL REWARDS CREDIT CARD

Frequently Asked Questions about the Bank of America Travel Rewards Credit Card

What are the main benefits of the Bank of America Travel Rewards Credit Card?

The Bank of America Travel Rewards Credit Card offers several attractive benefits for travelers. One of the primary advantages is earning 1.5 points per dollar on all purchases with no limit to the number of points you can earn. Additionally, there are no foreign transaction fees, making it an excellent choice for international travel. The card also comes with a special bonus where new cardholders can earn 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening, which can be redeemed for a $250 statement credit toward travel purchases.

How do I redeem points earned with this card?

Redeeming points with the Bank of America Travel Rewards Credit Card is straightforward. You can use your points to get a credit on your statement for travel and dining purchases. This includes a wide range of categories such as airline flights, hotel stays, car rentals, and even some restaurant expenses. You need to make the purchase first, and then you can apply your points to the statement credit. This flexibility makes it easy to manage and maximize your travel budget with the card.

Does the card have an annual fee?

One of the appealing features of the Bank of America Travel Rewards Credit Card is that it comes with no annual fee. This allows you to enjoy the card’s benefits and rewards without the worry of an annual cost reducing your overall savings. It’s a great option if you want a travel rewards card without being concerned about recurring yearly charges.

Are there any special features for maintaining a Bank of America account?

If you are already a Bank of America customer with an eligible checking or savings account, you might qualify for the Preferred Rewards program. This program can provide additional rewards, including a bonus of 25% to 75% on the points earned with your card. The program also has no fees, adding extra value if you’re already banking with them.

Is there an introductory APR offer?

Yes, new cardholders of the Bank of America Travel Rewards Credit Card enjoy a 0% introductory APR on purchases for the first 18 billing cycles. After that, a variable APR will apply, ranging from 18.24% to 28.24%, based on your creditworthiness. This introductory period can be particularly beneficial if you’re planning upcoming travel expenses and want some time to pay them off without accruing interest.

Linda Carter

Linda Carter is a writer and financial expert specializing in personal finance and financial planning. With extensive experience helping individuals achieve financial stability and make informed decisions, Linda shares her knowledge on the our platform. Her goal is to empower readers with practical advice and strategies for financial success.